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  • Dealing with the Financial Impact of Covid-19

    Published on March 31, 2020 by Blackstone Partners

    Complete your details below to receive your FREE copy of our Guide to managing your finances in the current crisis. (This will be emailed to ...


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  • How the A Christmas Carol ghosts could help you build an effective financial plan

    Published on December 12, 2024 by Blackstone

    Charles Dickens’ classic tale of Ebenezer Scrooge being visited by three ghosts in A Christmas Carol has been retold countless times. And there are some ...


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  • How creating a care fund could provide you with essential protection later in life

    Published on December 12, 2024 by Blackstone

    Rising life expectancy is good news but it could present some challenges, including making provisions for potentially needing additional help later in life. An Age ...


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  • 5 practical ways you could keep your child’s retirement on track

    Published on December 12, 2024 by Blackstone

    Longer lives and financial pressure mean many people believe that retiring in their 60s will become a thing of the past. So, if you want ...


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  • Financial fears could be holding back millions of retirement dreams

    Published on December 12, 2024 by Blackstone

    Research suggests the fear of running out of money later in life could be holding back millions of retirees. While spending too much too soon ...


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  • 3 insightful reasons why setting goals may reduce financial bias

    Published on December 12, 2024 by Blackstone

    Subconscious bias can affect your financial decisions. They might mean you make decisions that aren’t right for you. Setting a goal could help reduce ...


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  • 3 simple questions that may help you update your life goals for 2025

    Published on December 12, 2024 by Blackstone

    As 2025 draws nearer, now is the perfect time to think about your aspirations for the year ahead and beyond. Read on to discover some simple ...


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  • Guide: The surprising benefits of choosing a “living legacy” for your loved ones

    Published on November 24, 2024 by Blackstone

    Leaving wealth behind for your loved ones may be a priority when developing your financial plan. After all, you’ll likely want to see your ...


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  • Team news – new starter plus my budget webinar

    Published on November 22, 2024 by Blackstone

    Meet Joe! Earlier this month we were delighted to have a new team member, with Joe Martin is joining as a Trainee.  Joe brings ...


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  • The voice cloning AI scam you need to be aware of

    Published on November 13, 2024 by Blackstone

    Artificial Intelligence (AI) is providing scammers with new ways to try and dupe you. One type of scam that’s on the rise that you ...


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  • 4 valuable ways lifetime cashflow forecasting could give you financial confidence

    Published on November 13, 2024 by Blackstone

    Lifetime cashflow forecasting is a core part of financial planning that could help you understand how your future may look. It could provide essential information ...


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  • Why your financial plan could benefit more than you by creating a legacy

    Published on November 13, 2024 by Blackstone

    You might think of your financial plan as being a way to help you reach your life goals. But it could benefit more than just ...


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  • 3 interesting insights from the world’s first behavioural bank

    Published on November 13, 2024 by Blackstone

    The world’s first “behavioural bank” launched in 2020 and aimed to encourage good habits in customers that could improve their finances and overall wellbeing. So, ...


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  • 10 financial tasks to complete this year to head into 2025 feeling confident

    Published on November 13, 2024 by Blackstone

    The end of the year is fast approaching, and while your mind might be on celebrating the festive period, it’s the perfect opportunity to ...


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  • 2 key Budget announcements that may affect your financial plan

    Published on November 13, 2024 by Blackstone

    Chancellor Rachel Reeves delivered the new Labour government’s first Budget on 30 October 2024. Amid the announcements were key changes to Capital Gains Tax (CGT) and ...


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  • Guide: Your retirement choices: How to generate an income in later life

    Published on November 6, 2024 by Blackstone

    Leaving wealth behind for your loved ones may be a priority when developing your financial plan. After all, you’ll likely want to see your ...


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  • Your Autumn Budget update – the key news from the chancellor’s statement

    Published on October 30, 2024 by Blackstone

    Almost four months after Labour won the general election, chancellor Rachel Reeves has delivered her 2024 Autumn Budget, outlining the government’s plans for this tax ...


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  • Why inflation solutions should remain part of your long-term financial plan

    Published on October 15, 2024 by Blackstone

    High inflation has been a hot topic over the last couple of years, and as its pace stabilises, you might think it no longer needs ...


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  • 2 important tax considerations if you’re returning to work after retiring

    Published on October 15, 2024 by Blackstone

    Figures suggest that millions of retirees are deciding to return to work for a variety of reasons. While it could be beneficial and support your ...


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  • Could a financial plan give you the confidence to retire sooner?

    Published on October 15, 2024 by Blackstone

    What’s stopping you from retiring sooner? For many, it’s not just finances that are holding them back but their mindset too. If the ...


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  • 5 reassuring ways a financial plan could help you deal with life’s scares

    Published on October 15, 2024 by Blackstone

    Halloween is just around the corner, but there’s more than ghouls and ghosts to be scared of. Sometimes, daily life can be just as ...


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  • Does anchoring bias affect your financial decisions?

    Published on October 15, 2024 by Blackstone

    Anchoring bias is a common cognitive phenomenon that could affect your day-to-day and long-term financial decisions. The good news is that there are ways you ...


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  • Team News: September Travels, University Celebrations, and Exciting Plans

    Published on September 16, 2024 by Blackstone

    As the autumn months roll in, we wanted to share what’s been happening with the team in September. It’s been a time of ...


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  • Autumn Budget 2024: Preparing for the Changes Ahead

    Published on September 16, 2024 by Blackstone

    In anticipation of the upcoming Autumn Budget on 30th October, we’re hosting a special webinar on Friday 8th November, at 10am to help you ...


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  • 5 practical questions to consider when you’re naming a Lasting Power of Attorney 

    Published on September 12, 2024 by Blackstone

    Who you choose to act on your behalf if you lose mental capacity is an important decision. You want to select someone you trust and ...


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  • How to join the pension treasure hunt and discover “lost” savings

    Published on September 12, 2024 by Blackstone

    You could uncover “lost” pension savings and boost your retirement by tracking down old pots you might have forgotten about. Read on to find out ...


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  • How “lifestyle financial planning” could help you reach your goals

    Published on September 12, 2024 by Blackstone

    Effectively managing your finances to get the most out of your assets often means going beyond paying into a pension regularly or selecting a fund ...


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  • Study: Greater freedom means money can buy happiness

    Published on September 12, 2024 by Blackstone

    A new study has disputed the saying “money can’t buy happiness”. In fact, the research suggests the opposite is true, money can buy happiness, ...


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  • How understanding behavioural finance could improve your decisions

    Published on September 12, 2024 by Blackstone

    The study of how psychology affects financial behaviours is fascinating. Understanding the basics could improve your relationship with money and how it influences your financial ...


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  • Inheritance Tax: 5 shrewd strategies for reducing a potential bill

    Published on September 12, 2024 by Blackstone

    If you take a proactive approach to managing your wealth, you could reduce how much Inheritance Tax (IHT) your estate may be liable for when ...


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  • 3 in 5 homeowners are considering using equity release to fund their retirement plans

    Published on August 20, 2024 by Blackstone

    Homeowners worried they could face a financial shortfall in retirement are already considering using their property wealth to fund their plans. While equity release could ...


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  • 3 fundamental questions to answer if you’re investing for children

    Published on August 20, 2024 by Blackstone

    Building a nest egg for your child or grandchild could give them a head start when they reach adulthood. It might allow them to pursue ...


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  • Two-thirds of UK adults don’t have a will. Here’s how it could affect your legacy

    Published on August 20, 2024 by Blackstone

    Failing to set out your wishes in a will could mean your assets aren’t passed on to the loved ones you’d like to ...


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  • Could “lifestyle creep” affect your retirement plans?

    Published on August 20, 2024 by Blackstone

    When you received your last promotion or pay rise, your first instinct might have been to celebrate by splashing out on a new gadget, booking ...


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  • Why tuning out political speculation may help you stick to your financial plan

    Published on August 20, 2024 by Blackstone

    In a historic victory, the Labour Party won a majority in the 4 July 2024 general election. After 14 years of Conservative government, you might be wondering what ...


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  • Inheritance Tax: The basics you need to know about the “death tax”

    Published on August 20, 2024 by Blackstone

    Often dubbed “death tax” or “Britain’s most-hated tax” in the media, Inheritance Tax (IHT) may seem complex, and you might be unsure if it’...


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  • Celebrating Milestones and Reflection: Team News

    Published on July 19, 2024 by Blackstone

    Happy 50th, Josie! In mid-July, our office was abuzz with celebrations as we marked a significant milestone: Josie’s 50th birthday! Georgia baked a delightful ...


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  • How to effectively protect your identity and your finances from criminals 

    Published on July 16, 2024 by Blackstone

    Identity theft is a significant problem in the UK. Indeed, Infosecurity Magazine reports that 4.3% of the population – that’s 1.9 million Brits – had their identity stolen ...


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  • How to use life insurance to cover a future Inheritance Tax bill for your family

    Published on July 16, 2024 by Blackstone

    The amount the government collects through Inheritance Tax (IHT) is on the rise, and freezes to allowances mean it’s expected to increase further. If ...


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  • The fantastic benefits of basing your financial plan on happiness

    Published on July 16, 2024 by Blackstone

    When you think about what you want the future to look like, it’s probably not the value of your assets that comes to mind ...


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  • How “time travelling” as part of your financial plan could help you secure your goals

    Published on July 16, 2024 by Blackstone

    Imagine you could time travel to understand how your financial decisions today might affect your lifestyle in 10 or 20 years. You may be in a better ...


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  • The surprising effect your childhood has on your money mindset

    Published on July 16, 2024 by Blackstone

    Your relationship with money may play a huge role in how you handle financial decisions and your long-term security. Many factors affect your financial decisions, ...


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  • The value of financial planning: How it could help you achieve your aspirations

    Published on July 16, 2024 by Blackstone

    Often one of the biggest benefits of a bespoke financial plan is that it allows you to devise a blueprint to follow, with your goals ...


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  • What the 2024 general election could mean for your finances

    Published on June 26, 2024 by Blackstone

    2024 has been called “the year of elections” with an estimated 2 billion people around the world heading to the polls. Voters in the UK will have ...


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  • Team News-June 2024

    Published on June 19, 2024 by Blackstone

    Celebrating 18 Years with Louise We are delighted to celebrate a ‘workaversary’ for one of our key team members. Louise Watson has been a steadfast presence ...


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  • Guide: How to find purpose and get the most out of your retirement

    Published on June 7, 2024 by Blackstone

    Retirement might be a chapter of your life you’ve been looking forward to for years. Perhaps you’ve been daydreaming about how you’ll ...


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  • Explained: When do you need to declare the interest earned on savings?

    Published on June 6, 2024 by Blackstone

    Rising interest rates have been fantastic news for savers. But it might have left you wondering if you need to pay tax on the interest ...


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  • What 70 years of BBC news bulletins could teach you about investment markets

    Published on June 6, 2024 by Blackstone

    70 years ago, the BBC broadcast its first daily television news programme. Since then, round-the-clock news has become available, and you can get the latest headlines ...


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  • How Norway’s “oil fund” became an ESG investment leader

    Published on June 6, 2024 by Blackstone

    The world’s largest sovereign wealth fund has become a leader in ESG (environmental, social, and governance) investing. Yet, the money initially came from an ...


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  • Making your present part of your financial plan could enhance your life

    Published on June 6, 2024 by Blackstone

    As financial planners, we often talk about the importance of working towards long-term goals and security. As part of your financial plan, you might be ...


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  • Why “safety in numbers” might not apply to investing

    Published on June 6, 2024 by Blackstone

    Being part of a group can make you feel like you’re less likely to fall victim to a mishap or other negative event. While ...


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  • The value of financial planning: The intangible benefits that could boost your wellbeing

    Published on June 6, 2024 by Blackstone

    Consider the benefits of financial planning. If the first advantage that comes to mind is the opportunity to grow your wealth, you might be overlooking ...


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  • ESG for beginners: The basics you need to know about ESG investing

    Published on April 30, 2024 by Blackstone

    If you’ve come across the phrase “ESG investing” but weren’t sure what it meant or if it’s right for you, read on. ...


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  • 3 useful options you may want to consider when passing on assets to your loved ones

    Published on April 30, 2024 by Blackstone

    There’s more than one way to pass on wealth to your family. Which option is right for you could depend on a range of ...


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  • How to make the unexpected part of your financial plan

    Published on April 30, 2024 by Blackstone

    When you set out how to reach your financial goals, you might think about the steps you need to take. Just as important could be ...


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  • 3 practical reasons to check your State Pension forecast before you retire

    Published on April 30, 2024 by Blackstone

    The State Pension is often a useful foundation when you’re creating an income in retirement. Yet, a survey from Just Group found that a ...


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  • 4 compelling reasons you might want to consolidate your pension

    Published on April 30, 2024 by Blackstone

    It’s been more than a decade since auto-enrolment was introduced, and now most workers automatically become members of their employer’s pension scheme. While ...


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  • The value of financial planning: 5 fantastic ways tailored advice may help grow your wealth

    Published on April 30, 2024 by Blackstone

    Financial planning can help you to reach your life goals, and give you and your loved ones security and peace of mind. Over the next ...


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  • Team News – April 2024

    Published on April 19, 2024 by Blackstone

    Gareth’s Silver Wedding Anniversary Adventure We're pleased to share that Gareth recently celebrated his Silver Wedding Anniversary with his wife, Nicola. For their 25th ...


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  • Could you face an unexpected bill now the Capital Gains Tax allowance has halved?

    Published on April 9, 2024 by Blackstone

    The gains you can make before potentially paying Capital Gains Tax (CGT) have halved for the 2024/25 tax year. If you plan to dispose of assets, ...


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  • Fiscal drag is set to increase tax bill for millions of workers despite second National Insurance cut

    Published on April 9, 2024 by Blackstone

    In the March 2024 Budget, Jeremy Hunt announced a second cut to National Insurance (NI), which could reduce your tax liability. Yet, as the chancellor didn’...


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  • The announcement of the new UK ISA marks 25 years of tax-efficient savings

    Published on April 9, 2024 by Blackstone

    Since they were introduced in 1999, ISAs have become a finance staple for many households thanks to providing a tax-efficient way to save and invest. As ...


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  • More retirees may need to consider tax liability as State Pension nears the Personal Allowance

    Published on April 9, 2024 by Blackstone

    Pensioners have benefited from an 8.5% increase in the State Pension. While the boost is likely to be welcomed by many, the full new State Pension ...


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  • What you need to know about taking your pension tax-free lump sum in 2024/25

    Published on April 9, 2024 by Blackstone

    Taking a tax-free lump sum from your pension could be a fantastic way to kickstart your retirement plans. If it’s something you’re thinking ...


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  • Retirement planning: Bringing together your goals and finances

    Published on April 9, 2024 by Blackstone

    Effective retirement planning often involves weaving together lots of different threads. As you think about your retirement, you might be unsure how to bring everything ...


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  • Have you overlooked speaking to your beneficiaries as part of your estate plan?

    Published on March 11, 2024 by Blackstone

    You may already have your estate in order and have written your will accordingly, but have you overlooked the value of speaking to your beneficiaries? ...


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  • A worrying 2 in 5 wealthy individuals have fallen victim to a financial scam

    Published on March 11, 2024 by Blackstone

    A recent survey reported by Professional Adviser revealed that 2 in 5 wealthy individuals have been the victim of financial crime. Of the 2,000 people with assets worth ...


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  • Here’s what you need to know about the “Magnificent Seven” stocks that are driving the market

    Published on March 11, 2024 by Blackstone

    The Magnificent Seven might conjure up images of the 1960s Western film or its 2016 remake, but there’s a new group in town – seven technology ...


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  • More than 1 million investors are expected to pay Dividend Tax for the first time in 2024/25

    Published on March 11, 2024 by Blackstone

    More than 1 million investors will be hit with a Dividend Tax bill for the first time in the 2024/25 tax year, according to an AJ Bell ...


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  • Retirement planning: The 3 main ways you could access your pension

    Published on March 11, 2024 by Blackstone

    When you give up work, your pension is likely to play a key role in creating an income. So, an essential part of retirement planning ...


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  • All the winners and losers from the 2024 Spring Budget

    Published on March 6, 2024 by Blackstone

    With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more investment, more jobs, better ...


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  • Your Spring Budget update – the key news from the chancellor’s statement

    Published on March 6, 2024 by Blackstone

    The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s plans for the next ...


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  • 5 handy tips that could help couples create an effective financial plan 

    Published on February 12, 2024 by Blackstone

    Managing your finances effectively as a couple could provide you with peace of mind and mean you’re more likely to reach your goals. Yet, ...


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  • Government borrowing halves and opens room for tax cuts in March’s Budget

    Published on February 12, 2024 by Blackstone

    Chancellor Jeremy Hunt could have more options ahead of March’s Budget as government borrowing halved at the end of 2023. With a general election looming, ...


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  • 4 excellent reasons you may want to boost your ISA now

    Published on February 12, 2024 by Blackstone

    If you haven’t used your ISA allowance for the 2023/24 tax year, it could be wise to review your options over the next few weeks ...


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  • How to move into the decumulation phase of retirement planning

    Published on February 12, 2024 by Blackstone

    Transitioning into retirement can present new challenges, not least, understanding how to sustainably start using your assets to create an income. As you move into ...


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  • 3 insightful research findings that could help you navigate your “second 50”

    Published on February 12, 2024 by Blackstone

    A report suggests that life after 50 will be radically different for those who have recently celebrated the milestone or are nearing it when compared to ...


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  • Retirement planning: The importance of setting out your lifestyle goals

    Published on February 12, 2024 by Blackstone

    When you start thinking about the steps you need to take when retiring, your focus might be on the financial side. Yet, it’s often ...


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  • Starting off 2024 with a spin

    Published on January 19, 2024 by Blackstone

    Earlier this month our team enjoyed our annual Kick Off Day. This was an opportunity to reflect on last year, and plan ahead for 2024. Setting ...


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  • The feel-good news stories you might have missed in 2023

    Published on January 17, 2024 by Blackstone

    The start of the new year is the perfect time to reflect on what has happened over the past 12 months. Although the news often focuses ...


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  • The pros and cons of choosing a living legacy over leaving an inheritance

    Published on January 17, 2024 by Blackstone

    Traditionally, people passed on wealth to their loved ones once they passed away through a will. However, you might be considering gifting assets during your ...


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  • “Stealth taxes” will push more than 3 million workers into a higher Income Tax bracket by 2029

    Published on January 17, 2024 by Blackstone

    While chancellor Jeremy Hunt announced he’d cut the rate of National Insurance (NI) in the 2023 Autumn Statement, he failed to change the thresholds or ...


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  • The 3 essential pension decisions you should review to avoid becoming a “triple defaulter”

    Published on January 17, 2024 by Blackstone

    Pension savers dubbed “triple defaulters” could be overlooking small changes to their pension that may make their long-term finances more secure. Have you reviewed these ...


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  • The pension Annual Allowance increased in 2023/24. Have you reviewed your contributions?

    Published on January 17, 2024 by Blackstone

    The pension Annual Allowance increased significantly in the 2023/24 tax year. If you haven’t already reviewed whether the changes could mean you can tax-efficiently add ...


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  • Retirement planning: Should you consider a phased retirement?

    Published on January 17, 2024 by Blackstone

    Retirement can be an exciting milestone, but one that you might feel nervous about too. Setting out how to achieve the retirement lifestyle you want ...


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  • 5 useful gifting allowances that could help you pass on wealth tax-efficiently this Christmas

    Published on December 13, 2023 by Blackstone

    It’s the season for giving. This Christmas, you might be thinking about how you could improve the security of your loved ones by gifting ...


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  • The families of 6 in 10 over-75s could face challenges if they lose mental capacity

    Published on December 13, 2023 by Blackstone

    A survey suggests more than half of people aged over 75 haven’t arranged a Lasting Power of Attorney (LPA). It’s an oversight that could ...


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  • 2 Autumn Statement announcements you may have missed that could simplify your finances  

    Published on December 13, 2023 by Blackstone

    Jeremy Hunt delivered his second Autumn Statement as chancellor on 22 November 2023. While the headline news was cuts to National Insurance rates for employees and self-employed ...


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  • How a contribution to your child’s pension could boost their financial security

    Published on December 13, 2023 by Blackstone

    As a parent, you might worry about your child’s long-term financial wellbeing. While you might consider supporting them through university, helping out with day-to-day ...


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  • The number of pension savers risking a charge by exceeding the Annual Allowance soars 20%

    Published on December 13, 2023 by Blackstone

    Some pension savers may have unwittingly exceeded a tax allowance and could now face a higher bill, figures suggest. According to HMRC data, the number ...


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  • 3 useful ways regular financial reviews could help you reduce behavioural bias

    Published on December 13, 2023 by Blackstone

    Financial reviews provide you with a chance to ensure your financial decisions continue to reflect your goals and circumstances, and to assess if you’re ...


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  • Everything you need to know about the 2023 Autumn Statement

    Published on November 22, 2023 by Blackstone

    On 22 November 2023, chancellor Jeremy Hunt delivered the Autumn Statement against a backdrop of a cost of living crisis and a looming general election. It’s ...


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  • What do Taylor Swift and the weather have in common? They both affect the economy

    Published on November 8, 2023 by Blackstone

    The health of the economy can affect your finances. A strong economy could lead to the value of investments rising, or the need to raise ...


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  • Social impact investment market grew to a record £9.4 billion in 2022

    Published on November 8, 2023 by Blackstone

    Concerns about social issues and an increase in opportunities have led to more people choosing social impact investments. They could present a way to tackle ...


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  • How to help your family manage your affairs when you pass away

    Published on November 8, 2023 by Blackstone

    Planning for your death can be emotionally difficult, but it could be a huge help to your loved ones. Research suggests administering an estate after ...


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  • 5 valuable reasons planning with your partner could cut your tax bill

    Published on November 8, 2023 by Blackstone

    Households are paying more in taxes, research suggests. At a time when high inflation may be affecting your outgoings, finding ways to reduce your tax ...


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  • Don’t overlook trusts, they could be a useful way to pass on wealth

    Published on November 8, 2023 by Blackstone

    Trusts may be a useful way to pass on wealth, but research suggests it’s an option some people are dismissing. You can place a ...


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  • More people than ever celebrate their 100th birthday. Here’s why it affects financial plans

    Published on November 8, 2023 by Blackstone

    More people in England and Wales are celebrating their 100th birthday. It could have implications for your financial plan and creating an income in retirement. ...


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  • The guide to using equity release to unlock property wealth later in life

    Published on November 6, 2023 by Blackstone

    Your home may be one of the largest assets you have. With property wealth often inaccessible, you may be considering using equity release to unlock ...


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  • Blackstone team news: October 2023

    Published on October 16, 2023 by Blackstone

    Meet Sheneen! We're thrilled to introduce a new addition to our family: Sheneen! A little about Sheneen to help you get to know her better: ...


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  • How to make happiness part of your financial plan

    Published on October 13, 2023 by Blackstone

    People often think of their financial plan as a way to grow their wealth and provide financial security. You might consider areas like your pension ...


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  • HMRC collects a record amount in Capital Gains Tax. Here’s how you could manage your liability

    Published on October 13, 2023 by Blackstone

    The latest release from HMRC shows it collected a record £16.7 billion in 2021/22 through Capital Gains Tax (CGT) – a 15% increase on the previous tax year. Cuts ...


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  • 5 useful conversations to have this Talk Money Week

    Published on October 13, 2023 by Blackstone

    Opening up about your finances can be difficult. Yet, talking about money could improve your financial security and boost your wellbeing. Every year, the Money ...


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  • Financial security is the most important retirement goal for 9 in 10 Brits

    Published on October 13, 2023 by Blackstone

    When you think about the most popular retirement dreams, an adventurous cruise or having time to put your feet up might come to mind. Yet, ...


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  • Here’s why pension reforms mean you might want to reconsider your retirement plan 

    Published on October 13, 2023 by Blackstone

    Government changes to when pensions are taxed may mean you could save far more tax-efficiently for your retirement. If a potential tax bill influenced your ...


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  • 3 valuable reasons your financial reviews are important

    Published on October 13, 2023 by Blackstone

    Creating a financial plan is just the first step to reaching your goals. While you may have carefully set out what you need to do, ...


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  • 7 practical reasons to make a Lasting Power of Attorney now

    Published on September 7, 2023 by Blackstone

    A Lasting Power of Attorney (LPA) could provide you with protection when you’re most vulnerable by giving someone you trust the ability to make ...


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  • Financial planning, like space exploration, needs careful management after success

    Published on September 7, 2023 by Blackstone

    Space exploration is pushing new boundaries and more than six decades after Yuri Gagarin became the first man in space, historic launches and exciting milestones ...


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  • Inheritance Tax could be scrapped to secure election votes

    Published on September 7, 2023 by Blackstone

    Reports suggest that the Conservative party will make scrapping Inheritance Tax (IHT) part of its manifesto pledge in a bid to secure the general election. ...


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  • 2 excellent ways you could boost your State Pension

    Published on September 7, 2023 by Blackstone

    While the State Pension may not be your main source of income in retirement, it’s often an important one. If you’re not on ...


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  • 8.5 million over-65s are paying Income Tax. Do you need to consider your tax liability?

    Published on September 7, 2023 by Blackstone

    A combination of frozen tax thresholds and rising inflation mean an increasing number of retirees need to consider tax. Read on to find out what ...


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  • Investing 101: 4 useful questions to answer when reviewing your portfolio

    Published on September 7, 2023 by Blackstone

    Over the last few months, you’ve read about the potential benefits of investing, what to consider when creating a risk profile, and how you ...


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  • Team News: August Month of Trips

    Published on September 7, 2023 by Blackstone

    Last month has been filled with joy, sorrow, and much-needed holidays. Let's explore what everyone has been up to. Gareth's Journey We are saddened to ...


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  • 10 magical life and money lessons you can learn from Disney

    Published on August 30, 2023 by Blackstone

    The Walt Disney Company is celebrating a huge milestone – its 100th anniversary. On 16 October 1923, brothers Walt and Roy Disney set up Disney Brothers Cartoon Studio ...


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  • England’s first universal basic income trial prepares to launch. Could it be the future?

    Published on August 15, 2023 by Blackstone

    Participants of a trial in England are set to receive an income every month without having to work. It’s the first time universal basic ...


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  • Market volatility means thousands of families may have overpaid Inheritance Tax

    Published on August 15, 2023 by Blackstone

    Thousands of families may be entitled to an Inheritance Tax (IHT) rebate due to stock market volatility. As the government does not automatically refund estates ...


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  • Baffling financial jargon means Brits are overlooking ways to boost their wealth

    Published on August 15, 2023 by Blackstone

    Brits are struggling with financial jargon and aren’t sure where to start with investing. It could mean some people are missing out on opportunities ...


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  • A grocery shop would cost just 45p in 1940s when the first supermarket opened its doors

    Published on August 15, 2023 by Blackstone

    Visiting the supermarket to pick up a few items or do your weekly shopping is so common it can be difficult to imagine life without ...


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  • Care home fees have increased by 10%. Are they part of your long-term plan?

    Published on August 15, 2023 by Blackstone

    Figures suggest the average cost of a care home is on the rise. While it can be difficult to consider, some people will need care ...


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  • Investing 101: What you need to know about tax efficiency and your investment options  

    Published on August 15, 2023 by Blackstone

    Investing may provide a useful way to grow your wealth, but getting started can be overwhelming. There are some important decisions to make when investing ...


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  • Intergenerational wealth planning: Your options when passing on wealth to the next generation 

    Published on July 26, 2023 by Blackstone

    Ensuring your family is financially secure for the long term is a common goal. If it’s one of your priorities, intergenerational wealth planning could ...


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  • Gareth’s Memorable Trip:

    Published on July 17, 2023 by Blackstone

    Gareth recently returned from the annual MDRT conference in Nashville, a global gathering for financial services professionals. This event offered Gareth the chance to engage ...


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  • Business owners: Is your firm protected against the loss of a key person?

    Published on July 17, 2023 by Blackstone

    As a business owner, have you considered how your firm would cope if it lost a key member of the team unexpectedly? Key person cover ...


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  • 5 excellent reasons families use trusts

    Published on July 17, 2023 by Blackstone

    Trusts can be an incredibly useful way to pass on wealth and preserve assets. Yet, there’s a common myth that they’re only valuable ...


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  • Savers celebrate rising interest rates, but it could mean an unexpected tax charge

    Published on July 17, 2023 by Blackstone

    After more than a decade of low interest rates, many people will be pleased to see the amount their savings are earning is starting to ...


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  • 7 common but potentially harmful Inheritance Tax myths debunked

    Published on July 17, 2023 by Blackstone

    Inheritance Tax (IHT) is often controversial – you may have heard of it referred to as “the most hated tax in Britain”. Yet, despite the coverage ...


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  • Do you need to plan for a retirement without the State Pension?

    Published on July 17, 2023 by Blackstone

    There have been rumours for years that the government could scrap the State Pension. As the cost of maintaining the State Pension soars, more people ...


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  • Retirees, don’t overlook the surprising risk of underspending in retirement

    Published on July 17, 2023 by Blackstone

    Spending too much money in retirement is a common fear. Yet, some retirees struggle with the opposite challenge – they spend too little. Read on to ...


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  • Georgia and Sian Attend a Charity Ball for 2 Wish: Supporting Families through Loss

    Published on June 16, 2023 by Blackstone

    Last weekend, two of the team, Sian and Georgia happened to both attended a charity ball to support the charity 2 Wish. In addition to dancing ...


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  • Why inaction is a crucial part of successful investing

    Published on June 9, 2023 by Blackstone

    When you think about investing, it’s probably the actions you take that come to mind. That could be researching a fund or actively investing ...


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  • 4 essential estate planning steps you should take if your family is blended

    Published on June 9, 2023 by Blackstone

    If you’re part of a blended family, it can make some decisions more complex, especially when you start to consider how to pass on ...


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  • Charities are facing a “perfect storm”. Here’s how you could support good causes tax-efficiently

    Published on June 9, 2023 by Blackstone

    Charities are facing a “perfect storm” due to rising energy prices, falling donations, and a surge in demand for services, according to a Nationwide report. ...


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  • Pensions v ISAs: Tax relief makes a huge difference to your calculations

    Published on June 9, 2023 by Blackstone

    When you’re saving for long-term goals, choosing the right place to put your money is crucial. It could mean you have far more financial ...


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  • 5 fantastic reasons to contribute to your child’s pension

    Published on June 9, 2023 by Blackstone

    If you want to improve your children’s long-term financial resilience, contributing to their pension could be a fantastic way to do so. While it’...


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  • Investing 101: Why investing could boost your long-term wealth

    Published on June 9, 2023 by Blackstone

    Investing is often a crucial part of creating a long-term financial plan. Over the next few months, you can read about the investment essentials you ...


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  • More than half of savers review a bank’s ethical credentials

    Published on May 15, 2023 by Blackstone

    More people are considering the impact their money has. While you may pick up Fairtrade produce when grocery shopping, have you considered the money in ...


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  • Revealed: A long-term investment strategy could be key to beating inflation

    Published on May 15, 2023 by Blackstone

    Over the last year, you may have been affected by soaring inflation, rising interest rates, and volatile market conditions. The good news is that research ...


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  • 5 essential money lessons that could improve your child’s financial independence

    Published on May 15, 2023 by Blackstone

    Between 12 and 16 June, Young Enterprise runs a national campaign across primary and secondary schools with the aim to give children the skills and knowledge necessary ...


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  • 4 red flags that could be signs of a scam and what you need to know about them

    Published on May 15, 2023 by Blackstone

    Each year in June, Citizens Advice runs a two-week scam awareness campaign, aptly named “Scam Awareness Fortnight”. The organisation hopes its movement will raise your ...


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  • 4 essential Budget announcements that could boost your pension

    Published on May 15, 2023 by Blackstone

    In a bid to encourage early retirees back to work, chancellor Jeremy Hunt unveiled several changes to pension allowances during the Budget. The announcements could ...


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  • Estate planning: 3 crucial steps that could protect your later years

    Published on May 15, 2023 by Blackstone

    Estate planning is an important part of your financial plan. Not only does it ensure your assets are passed on to who you wish and ...


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  • A Brighter Vision: Partnering with Lions International’s ‘Recycle For Sight’

    Published on April 21, 2023 by Blackstone

    We are excited to announce our partnership with Lions International's 'Recycle For Sight' program. At the heart of this initiative is the mission to give ...


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  • 6 helpful ways to keep yourself active during retirement

    Published on April 17, 2023 by Blackstone

    A strong financial plan will help you to stay on course to meet your long-term goals, as you navigate your way through life towards your ...


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  • Norway’s “oil fund” will use its huge shareholder power to tackle ESG issues

    Published on April 17, 2023 by Blackstone

    Norway’s huge sovereign wealth fund is set to use its shareholder power to push companies to tackle key ESG (environmental, social, and governance) issues. ...


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  • Conflicting money views mean 1 in 3 baby boomers are reluctant to leave an inheritance

    Published on April 17, 2023 by Blackstone

    Research has found that older generations worry about leaving money to children or grandchildren because of different views about money. Generational differences can make inheritance ...


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  • What does the multiverse theory have to do with cashflow modelling? Find out here

    Published on April 17, 2023 by Blackstone

    Financial planning doesn’t have a lot in common with science fiction. Yet, cashflow modelling could allow you to explore the lives you could lead ...


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  • 51% of adults don’t have a will. Here’s why it should be a priority task

    Published on April 17, 2023 by Blackstone

    The benefits of having a will in place are well-documented, although if you don’t have a will, or haven’t updated it in some ...


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  • Estate planning: Do you need to include Inheritance Tax?

    Published on April 17, 2023 by Blackstone

    Inheritance Tax (IHT) can affect what you leave behind for loved ones. It’s essential you understand if it’s something you need to think ...


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  • Taking The Plunge: Gareth’s Cold Water Challenge for Cancer Research update

    Published on March 17, 2023 by Blackstone

    Inevitably we’ve seen the first snowfall in what feels like forever in the month that I embarked upon my daily cold water challenge for ...


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  • 5 inaccurate expert predictions that prove why you shouldn’t try to time the market

    Published on March 16, 2023 by Blackstone

    When you look at investment performance with the benefit of hindsight, you may think you could predict how markets will move. Yet, markets are unpredictable ...


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  • 5 practical things to check as part of a financial midlife MOT

    Published on March 16, 2023 by Blackstone

    Rishi Sunak is reportedly drawing up plans to provide a “midlife MOT” to assess the financial health of workers and retirees. Taking stock of your ...


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  • As a think tank calls for a lifetime ISA cap, how much do you benefit from the savings incentive?

    Published on March 16, 2023 by Blackstone

    ISAs are a vital part of effective financial planning for many people. According to official statistics, around 12 million adults deposited money in an ISA during 2020/21. ...


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  • France proposes an increase to its State Pension Age. Could the UK be next?

    Published on March 16, 2023 by Blackstone

    France has laid out proposals to increase its State Pension Age despite opposition. As the UK is currently reviewing its State Pension too, it’s ...


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  • You need to know about this tax trap if you’re returning to work after retiring

    Published on March 16, 2023 by Blackstone

    The latest figures suggest that thousands of retired people are returning to work. If you’re thinking about doing the same, you need to be ...


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  • Estate planning: 3 different ways you can pass on wealth to your loved ones

    Published on March 16, 2023 by Blackstone

    A key part of your estate plan is setting out how you’d like to pass on assets to loved ones. There’s more than ...


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  • All the winners and losers from the 2023 spring Budget

    Published on March 15, 2023 by Blackstone

    Just six months ago, Kwasi Kwarteng stood up in the House of Commons and delivered his controversial “mini-Budget”. The announcements ultimately brought down the short-lived ...


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  • Your spring Budget update – the key news from the chancellor’s statement

    Published on March 15, 2023 by Blackstone

    On Wednesday 15 March 2023, chancellor Jeremy Hunt presented his spring Budget. Focusing on the government's aims to halve inflation, reduce public debt, and boost economic growth, ...


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  • 5 useful tips for investors as experts predict a recession

    Published on February 8, 2023 by Blackstone

    Several factors have put economies around the world at risk of entering a recession. As an investor, you may worry about what it’ll mean ...


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  • Here’s why your pension could reduce your estate’s Inheritance Tax liability

    Published on February 8, 2023 by Blackstone

    Are you worried about Inheritance Tax (IHT) or how you’ll pass on your wealth to loved ones? For some people, pensions can provide a ...


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  • Explained: Your 3 main options when accessing your pension for the first time

    Published on February 8, 2023 by Blackstone

    If you’re saving into a defined contribution (DC) pension, you can choose how you access the money. You’ll also be responsible for ensuring ...


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  • Inflation means retirees could face an £85,000 shortfall if they need care

    Published on February 8, 2023 by Blackstone

    Soaring costs could mean that retirees face a shortfall if they haven’t considered the impact of inflation when planning for retirement. One of the ...


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  • Is your mindset holding you back from enjoying your retirement? Financial planning could help

    Published on February 8, 2023 by Blackstone

    When you think about retirement planning, what challenges come to mind? While ensuring you have enough saved and that you don’t run out of ...


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  • Estate planning: How to understand the value of your assets and estate

    Published on February 8, 2023 by Blackstone

    When you’re deciding how to pass on assets and who you want them to go to, understanding their value, and how this might change, ...


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  • The 2022/23 end of tax year guide: 7 allowances to make use of before 5 April 2023

    Published on January 26, 2023 by Blackstone

    The 2022/23 tax year ends on Wednesday 5 April. After this date, many allowances reset, and it could be your last chance to use some of them. ...


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  • What are “stealth taxes”, and how could they affect your wealth?

    Published on January 10, 2023 by Blackstone

    Over the last few months, you may have heard the term “stealth taxes”. While you may not be affected by changing tax rates or lowered ...


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  • 3 key autumn statement changes you need to be aware of for the new tax year

    Published on January 10, 2023 by Blackstone

    Last year, chancellor Jeremy Hunt made some key announcements during the autumn statement that could affect how much tax you pay from April. Reviewing your ...


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  • 61% of Brits feel stressed about later-life planning. Here are 5 things you can do to boost your confidence

    Published on January 10, 2023 by Blackstone

    The majority of Brits feel stressed about planning their retirement, a survey from Aviva finds. While later-life planning can seem complex, taking control of your ...


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  • 3.3 million pre-retirees have started a phased retirement. Here’s what you need to know about managing your finances

    Published on January 10, 2023 by Blackstone

    Fewer workers are choosing to give up work on a set date. In fact, 34% of over-55s that haven’t given up work yet are ...


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  • Estate planning: What is it and why does it matter?

    Published on January 10, 2023 by Blackstone

    Have you thought about how you’ll use assets later in life or what you’d like to happen to them when you pass away? ...


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  • 7 valuable steps parents can take to improve the financial security of children

    Published on November 30, 2022 by Blackstone

    When you’re thinking about your financial plan, what are your priorities? Often, passing on wealth and helping children or grandchildren realise their own goals ...


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  • 4 vital things you should discuss when naming a Lasting Power of Attorney

    Published on November 30, 2022 by Blackstone

    A Lasting Power of Attorney (LPA) gives someone you trust the ability to make decisions on your behalf if you cannot. This can ensure there’...


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  • Do you have a gap in your National Insurance record? Checking now could boost your State Pension

    Published on November 30, 2022 by Blackstone

    The rules around filling in a gap in your National Insurance (NI) record are changing. From 5 April 2023, you will only be able to make voluntary ...


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  • After the risk of pensions collapsing made headlines, here’s how your retirement savings are protected

    Published on November 30, 2022 by Blackstone

    Recently, you may have read headlines about how pension funds were close to collapsing. Naturally, you may be worried about your retirement savings and what ...


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  • 6 essential steps to take if you’re retiring in 2023

    Published on November 30, 2022 by Blackstone

    If you’re retiring in 2023, congratulations! It’s an exciting milestone that you’re no doubt looking forward to. Here are six practical steps to ...


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  • Behavioural finance: 5 effective ways you can reduce the impact of bias

    Published on November 30, 2022 by Blackstone

    When you need to process information, it’s common to take shortcuts and rely on bias. It’s an approach that can be useful in ...


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  • Your autumn statement update, and what it means for you

    Published on November 17, 2022 by Blackstone

    It has been a tumultuous year in British politics, with three prime ministers and four chancellors holding office. After the calamitous “mini-Budget” ushered in the ...


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  • 5 exciting businesses that could change the world for the better

    Published on November 16, 2022 by Blackstone

    When you read the news headlines, it can seem like it’s all doom and gloom. But some businesses are leading the way and could ...


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  • The cost of living crisis is giving scammers more opportunities. Here are 3 scams to watch out for

    Published on November 16, 2022 by Blackstone

    Scammers are taking advantage of financial worries as the cost of living rises. It’s more important than ever that you remain alert to potential ...


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  • Rising costs mean a fifth of adult children are considering moving back home. How could it affect you financially?

    Published on November 16, 2022 by Blackstone

    The “boomerang” trend isn’t new, but the soaring cost of living means that far more adult children that have been living independently are considering ...


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  • How to deal with political uncertainty when making financial decisions

    Published on November 16, 2022 by Blackstone

    British politics over the last few months has certainly been turbulent. In the last four months, there have been three prime ministers, four chancellors, and ...


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  • State Pension triple lock: Pensioners set to benefit from a 10.1% rise

    Published on November 16, 2022 by Blackstone

    The State Pension is set to increase by a record amount under the triple lock due to high levels of inflation. If you’re claiming ...


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  • Behavioural finance: 6 unexpected ways bias could affect your financial decisions

    Published on November 16, 2022 by Blackstone

    How much does bias affect your financial decisions? While you may try to make decisions based on facts, it can be much easier than you ...


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  • More people are turning to equity release to boost their income. Find out why here

    Published on October 13, 2022 by Blackstone

    The amount of wealth that’s accessible through equity release is on the rise. It’s something more people are using to boost their income ...


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  • What wishes should you set out when creating a trust to pass on wealth?

    Published on October 13, 2022 by Blackstone

    A trust can be a valuable financial tool when you want to pass on wealth to loved ones. Rather than simply handing over assets, you ...


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  • 7 in 10 adults haven’t thought about later-life care. Here’s what you should do to create a care plan

    Published on October 13, 2022 by Blackstone

    Later-life care can be a difficult topic to discuss and create a plan for. However, setting out a care plan now means you can rest ...


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  • The UK ranks 19th globally for retirement security. Here’s why and what you can do

    Published on October 13, 2022 by Blackstone

    How do you think retirement in the UK compares to other countries? According to a report in the Telegraph, the UK ranks 19th, falling behind ...


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  • Before you increase pension withdrawals as the cost of living rises, here’s what you need to consider 

    Published on October 13, 2022 by Blackstone

    As the cost of living rises, you may be considering increasing how much you withdraw from your pension. While it could solve short-term challenges, it’...


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  • Behavioural finance: The effect of psychology on investors

    Published on October 13, 2022 by Blackstone

    You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to ...


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  • Everything you need to know about the “emergency mini-budget”

    Published on September 23, 2022 by Blackstone

    With a new prime minister having taken office earlier this month, the government has begun to announce its plans for stimulating the UK economy during ...


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  • Why taking too little investment risk could harm your goals

    Published on September 9, 2022 by Blackstone

    When you imagine the worries that might come with taking investment risk, it’s probably “taking too much” that comes to mind. After all, you’...


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  • 5 useful tips for building a nest egg for children during a cost of living crisis

    Published on September 9, 2022 by Blackstone

    As a parent or grandparent, creating a nest egg for children may be one of your goals. However, the cost of living crisis may mean ...


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  • Market volatility can be attention-grabbing, but you should focus on these 3 areas instead

    Published on September 9, 2022 by Blackstone

    The last couple of years have been challenging for investors. Factors outside of your control are likely to have led to your portfolio experiencing volatility. ...


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  • Cost of living crisis: Why you should review your budget and plans

    Published on September 9, 2022 by Blackstone

    The cost of living is rising. Reviewing your finances now is crucial for understanding what effect inflation could have on your lifestyle and long-term plans. ...


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  • Why saving your pension could reduce a potential Inheritance Tax bill

    Published on September 9, 2022 by Blackstone

    When you start thinking about how you’ll create an income in retirement, it’s probably your pension that comes to mind. Yet, if your ...


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  • 1 in 3 savers worry they’ve “lost” a pension. Here’s how to track them down

    Published on September 9, 2022 by Blackstone

    It can be easier than you think to lose your retirement savings. In fact, estimates suggest thousands of savers have forgotten about pensions that could ...


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  • 7 essential money lessons your children need to know before they go to university

    Published on August 9, 2022 by Blackstone

    The day that you send your child or grandchild off to university can bring up mixed feelings. There's pride and joy at their accomplishment, but ...


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  • Why governance is a critical part of ESG investment criteria

    Published on August 9, 2022 by Blackstone

    It’s becoming more common for investors to consider non-financial factors when they make investment decisions. While investors may discuss the environmental and social pillars ...


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  • 7 important things to know if you’re a trustee

    Published on August 9, 2022 by Blackstone

    As a trustee, you may be unsure about what your responsibilities are and the steps you need to take. If you’re acting as a ...


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  • 5 crucial things you need to consider when reviewing your estate plan

    Published on August 9, 2022 by Blackstone

    If you have an estate plan, you shouldn’t simply forget about it. Instead, regular reviews can help ensure it continues to reflect your wishes ...


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  • Young workers are on track to breach the pension Lifetime Allowance, and it shows the power of compounding

    Published on August 9, 2022 by Blackstone

    Young workers calculating how much they need to save for retirement can feel like they face an impossible challenge. Yet, research suggests that a significant ...


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  • Why September’s inflation rate could deliver a bumper boost to your State Pension

    Published on August 9, 2022 by Blackstone

    For months, you’ve probably heard about the cost of living crisis and how it means your budget needs to stretch further. However, if you ...


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  • ESG investing faces “greenwashing” criticism, but it could be a good thing for the sector

    Published on July 8, 2022 by Blackstone

    ESG investing, which considers environmental, social, and governance factors, has faced some criticism in recent months over “greenwashing”. While scepticism is on the rise, recent ...


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  • 44% of investors wished they’d done more research and it could mean investments aren’t right for them

    Published on July 8, 2022 by Blackstone

    A worrying survey indicates that many investors don’t fully research their options, and later wish they’d spent more time doing so. While it ...


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  • Amid rising inflation, is your financial protection still providing appropriate security?

    Published on July 8, 2022 by Blackstone

    While you may have noticed your cost of living has increased in the last few months, have you considered how it could affect the security ...


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  • Should you voluntarily pay National Insurance contributions to boost your State Pension?

    Published on July 8, 2022 by Blackstone

    The State Pension is often an important part of your retirement income, so should you top up your National Insurance contributions (NICs) to increase it? ...


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  • 1 in 10 accessing their pension do so to pay off debt. Here’s what you need to consider

    Published on July 8, 2022 by Blackstone

    While lifestyle expenses are the most popular reason for accessing a pension, a survey suggests that a significant number of people are doing so to ...


    View more

  • How delaying retirement could help you maintain your standard of living as inflation rises

    Published on July 8, 2022 by Blackstone

    As the rate of inflation continues to rise, it’s more important than ever that those approaching retirement consider how the rising cost of living ...


    View more

  • 4 surprising things you can learn about finances from Bridgerton

    Published on June 9, 2022 by Blackstone

    When you think of TV shows that can teach you valuable financial lessons, Bridgerton probably isn’t the first one that comes to mind. Yet, ...


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  • Young investors are championing the “S” in ESG investing, so what does it mean?

    Published on June 9, 2022 by Blackstone

    ESG investing means considering environmental, social, and governance issues when investing. While ESG encompasses a wide range of issues, there’s often a focus on ...


    View more

  • Trustees, here is what you need to know about the Trust Registration Service deadline

    Published on June 9, 2022 by Blackstone

    Being a trustee comes with responsibilities, and with a recent change to legislation, in some cases, you will need to register a trust with the ...


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  • 8 key tax allowances have shrunk by 6% in the last decade

    Published on June 9, 2022 by Blackstone

    Key tax allowances like the Personal Allowance and Capital Gains Tax (CGT) annual exempt amount can help your money go further. As research shows that ...


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  • Explained: The social care cap and what it means for you

    Published on June 9, 2022 by Blackstone

    Next year, Boris Johnson’s social care cap will be introduced. So, what is it and what does it mean for you? The social care ...


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  • Two-thirds of retirees are planning a flexible retirement, but many don’t understand the potential tax implications

    Published on June 9, 2022 by Blackstone

    More retirees are planning to work in some way after they retire. While this flexibility can boost your income and help you strike a work-life ...


    View more

  • IMPORTANT: Client briefing events in June

    Published on May 20, 2022 by Blackstone

    We are really excited to be able to restore our Client Briefing events programme this June, and with a Jubilee twist! These are our first ...


    View more

  • Swift payments are coming to banking. Here’s what you need to know

    Published on May 10, 2022 by Blackstone

    Direct debits arrived in the UK in 1964 as a paper-based system. They’ve become essential for managing household outgoings and almost 9 in 10 British adults have ...


    View more

  • The Platinum Jubilee: From shillings to contactless payments in 70 years

    Published on May 10, 2022 by Blackstone

    This summer the Queen will celebrate an incredible 70 years on the throne. Since her reign began in 1952, the world has changed a lot – who in ...


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  • 8 essential finance lessons you should teach teenagers as 72% say they want more financial education

    Published on May 10, 2022 by Blackstone

    Gaps in financial education are leaving many teenagers unprepared for managing their money and becoming independent. The good news is that they’re keen to ...


    View more

  • IPCC warns tackling climate change could become impossible and identifies “significant” investment gap

    Published on May 10, 2022 by Blackstone

    The Intergovernmental Panel on Climate Change (IPCC) has issued a stark warning about the need to drastically increase steps to reduce greenhouse gas emissions if ...


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  • Carers Week: Why a care plan is still crucial even if you have family support

    Published on May 10, 2022 by Blackstone

    As part of a long-term plan, you may be thinking about whether you could need some form of care later in life. While you may ...


    View more

  • 80% of over-55s don’t have a Lasting Power of Attorney in place. Overlooking this could place you in a vulnerable position

    Published on May 10, 2022 by Blackstone

    Do you have a Lasting Power of Attorney (LPA) in place? If you don’t, it could leave you in a vulnerable position if you’...


    View more

  • 12 online puzzles like Wordle to give your brain a workout in 5 minutes

    Published on March 31, 2022 by Blackstone

    Back in October 2021, Brooklyn-based software developer Josh Wardle designed a simple online game that his crossword-loving partner would enjoy playing during lockdown. After sending it ...


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  • Do you think you’d never be fooled by a scammer after watching the Tinder Swindler? Here are the tricks fraudsters use

    Published on March 31, 2022 by Blackstone

    Have you watched the Tinder Swindler or Puppet Master on Netflix and wondered how people could fall for the scams? Watching the stories unfold through ...


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  • 3 interesting pieces of data that show why you shouldn’t panic during market volatility

    Published on March 31, 2022 by Blackstone

    Over the last two years, investors have experienced a lot of volatility. If you’ve been tempted to change long-term plans, data can highlight why ...


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  • “Midlifers” are hit by time and financial pressures. Financial planning can help balance your priorities

    Published on March 31, 2022 by Blackstone

    Individuals aged between 40 and 60 – dubbed “midlifers” – are facing time and financial pressures as they try to support their families. Many are feeling the strain and ...


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  • Will disputes are on the rise. 3 things you can do to minimise the chances of your wishes being challenged

    Published on March 31, 2022 by Blackstone

    A will is the only way for your wishes to be legally enforceable when you pass away. However, it’s becoming more common for families ...


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  • HMRC refunds £42 million in overpaid tax to pensioners. Have you paid too much?

    Published on March 31, 2022 by Blackstone

    When you retire, your income may be coming from multiple sources, and it may not be regular. This can lead to some retirees being overtaxed. ...


    View more

  • Everything you need to know about the 2022 spring statement

    Published on March 23, 2022 by Blackstone

    Against the backdrop of the continuing war in Ukraine, the chancellor has delivered his spring statement. The war has contributed to uncertainty in the global ...


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  • Ukraine Appeal

    Published on March 18, 2022 by Blackstone

    Over the last few weeks, we’ve all been watching with horror, the events unfolding in the Ukraine. As individuals it sometimes feels that there’...


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  • Community Day: Helping to improve our local area

    Published on March 18, 2022 by Blackstone

    Supporting our local community is important to us and our team decided to do their bit recently. Sadly, we’ve notice that rates of litter ...


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  • How the British garden has changed over the centuries and shaped modern outdoor spaces

    Published on March 9, 2022 by Blackstone

    British people love to enjoy their gardens and get their hands dirty cultivating outdoor spaces. It’s a love that can be traced back centuries ...


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  • The ESG investment trends to watch out for this year

    Published on March 9, 2022 by Blackstone

    ESG investing means considering environmental, social, and governance factors when deciding how to invest. ESG investing continues to grow and more investors are considering how ...


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  • Inheritance Tax receipts rise again. What can you do to minimise the bill?

    Published on March 9, 2022 by Blackstone

    Official figures show that the amount paid in Inheritance Tax (IHT) has increased again. As the IHT thresholds are set to remain the same despite ...


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  • 5 things the FIRE movement has in common with financial planning

    Published on March 9, 2022 by Blackstone

    The FIRE movement is a small but growing lifestyle movement. It stands for “financial independence, retire early”, and challenges the traditional path of working until ...


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  • More people than ever are saving into a pension, but 6 in 10 aren’t confident about their knowledge

    Published on March 9, 2022 by Blackstone

    The latest figures from the Pension Regulator prove that pension auto-enrolment has been a success – more people than ever are saving into a pension. Yet, ...


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  • Why retirees need to consider the effect of inflation on their long-term income

    Published on March 9, 2022 by Blackstone

    As you may know, inflation (or the “cost of living”) has been rising at a faster pace than usual. If you’re retired, the effect ...


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  • Is the interest rate rise good news for savers?

    Published on February 15, 2022 by Blackstone

    After more than a decade of low interest rates, the Bank of England (BoE) has suggested that it will continue to gradually increase its base ...


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  • ESG investing: Understanding the jargon when making investment decisions

    Published on February 15, 2022 by Blackstone

    Have you considered investing in a way that reflects your values, but have been baffled by the jargon? If so, you’re not alone in ...


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  • Half of investors admit to making impulsive, emotional decisions, and many go on to regret it

    Published on February 15, 2022 by Blackstone

    While investment decisions should be based on facts, many investors find their decisions are sometimes influenced by emotions. Whether you’re excited about an investment ...


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  • Only 55% of people want to split their estate evenly between their children

    Published on February 15, 2022 by Blackstone

    When thinking about how parents will split their assets between children, it’s often assumed wealth will be evenly distributed. However, a survey suggests that, ...


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  • What kind of lifestyle does a £1 million pension buy?

    Published on February 15, 2022 by Blackstone

    A million-pound pension can provide you with financial freedom in retirement, but it may not deliver the millionaire lifestyle you think. Having access to a £1 ...


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  • State Pension Review: Why it matters to your retirement plans

    Published on February 14, 2022 by Blackstone

    If you’ve yet to retire, you may give little thought to the State Pension. But the government is currently reviewing it, which could mean ...


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  • 7 books about finance that could broaden your knowledge

    Published on December 22, 2021 by Blackstone

    This year, add some finance books to your reading list to broaden your knowledge and give you more confidence when dealing with financial matters. There ...


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  • Why do people use equity release, and is it an option you should consider?

    Published on December 22, 2021 by Blackstone

    As house prices soar, your home could be one of the largest assets you own. Equity release offers a way to access some of the ...


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  • How active ownership plays a role in ESG investing

    Published on December 22, 2021 by Blackstone

    ESG investing means considering environmental, social, and governance factors when investing, as well as the usual factors such as risk and how an investment fits ...


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  • 7 different ways you can leave gifts in your will

    Published on December 22, 2021 by Blackstone

    When you think about writing or updating your will, who you want to benefit from your estate is often the first consideration. However, just as ...


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  • 38% of parents have provided financial gifts. Can you afford to do it?

    Published on December 22, 2021 by Blackstone

    As a parent, you may want to help your children achieve financial security by providing a financial gift. Yet, you may also be worried about ...


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  • Why now is the perfect time to start thinking about the end of the tax year

    Published on December 22, 2021 by Blackstone

    2022 may only have just started, but now is an excellent time to start thinking about the end of the tax year. Planning now can help ...


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  • COP26: What does the outcome mean for investors?

    Published on December 6, 2021 by Blackstone

    The UN Climate Change Conference (COP26) took place in November in Glasgow. The climate change summit brought together countries to discuss how they can tackle ...


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  • Do you have realistic investment expectations?

    Published on December 6, 2021 by Blackstone

    When you invest, how much do you expect to receive in return? A survey suggests that some investors have unrealistic expectations that could affect their ...


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  • Is rising inflation a wake-up call to review your savings?

    Published on December 6, 2021 by Blackstone

    You may have seen inflation in the headlines recently. While the cost of living rising is normal, the rate of inflation has increased over the ...


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  • 5 retirement challenges you could face and what to do about them

    Published on December 6, 2021 by Blackstone

    Whether retirement is over a decade away or just around the corner, you could face significant challenges that may affect the lifestyle you want. Learning ...


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  • 100 years of pension tax relief: Millions of high earners are still missing out

    Published on December 6, 2021 by Blackstone

    Pension tax relief has been boosting pension pots for 100 years. Over your working life, it’s an incentive that can add thousands of pounds to ...


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  • 7 new year resolutions that could improve your financial wellbeing

    Published on December 6, 2021 by Blackstone

    The start of a new year is the perfect time to review your finances. It can help you move towards your goals and feel more ...


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  • Awe-inspiring sights to consider when you’re booking a 2022 holiday

    Published on November 2, 2021 by Blackstone

    As the world reopens to travellers, now is the perfect time to think about which sights are at the top of your bucket list. From ...


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  • Do you have more than £10,000 in cash? You could be missing out on investment returns

    Published on November 2, 2021 by Blackstone

    How much money do you hold in cash accounts, like a current account or savings account? Figures suggest that millions of people are in a ...


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  • How a life insurance policy could help you preserve an inheritance for loved ones

    Published on November 2, 2021 by Blackstone

    If Inheritance Tax (IHT) is a concern for you, taking out a life insurance policy could mean your estate passes to loved ones intact. With ...


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  • Why you need to understand your State Pension entitlement

    Published on November 2, 2021 by Blackstone

    Your State Pension may only make up a relatively small portion of your retirement income, but it’s an important part of it, and so ...


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  • What is the new care cap, and could it benefit you?

    Published on November 2, 2021 by Blackstone

    Accessing and paying for care have become big issues. As more people reach old age, more people will inevitably need some level of support as ...


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  • More people plan to work past traditional retirement age. Here’s what they need to consider

    Published on November 2, 2021 by Blackstone

    Figures suggest that an increasing number of people plan to work past the traditional retirement age. There are a variety of reasons for doing so ...


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  • Everything you need to know about the 2021 Autumn Budget

    Published on October 25, 2021 by Blackstone

    “Employment is up, investment is growing, public services are improving, the public finances are stabilising, and wages are rising.” This is the backdrop against which ...


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  • The home renovations that boost your property’s value

    Published on October 1, 2021 by Blackstone

    Spending money on your home can help you create a practical, beautiful space for your family. With more time spent indoors over the pandemic, it’...


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  • Inflation is set to reach 4% this year. What does it mean for your spending power?

    Published on October 1, 2021 by Blackstone

    From the State Pension triple lock to the cost of living, Covid-19 is affecting economic figures. As the economy reopens, you may have noticed the ...


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  • Why you should consider involving your family in your financial plan

    Published on October 1, 2021 by Blackstone

    When you consider your financial plan, who do you involve? Often, it’s done independently or with a partner, but there could be advantages to ...


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  • 5 scary financial mistakes you could be making and how to avoid them

    Published on October 1, 2021 by Blackstone

    It’s that time of the year when the nights are getting darker and spooky films start to appear on the TV. While the sight ...


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  • Capital Gains Tax reaches record highs. Here are 5 tips to reduce your bill

    Published on October 1, 2021 by Blackstone

    In the 2019/20 tax year, taxpayers paid a record amount of Capital Gains Tax (CGT) to HMRC. If you could face a CGT bill, there are ...


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  • Why you need to complete an expression of wishes alongside your will

    Published on October 1, 2021 by Blackstone

    You may have thought about who you’d like to benefit from your assets when you pass away and written a will to ensure your ...


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  • National Insurance and Dividend Tax rise as government suspends State Pension triple lock

    Published on September 8, 2021 by Blackstone

    This week, the government has made two major policy announcements that are likely to directly affect your finances. A much-anticipated National Insurance rise will result ...


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  • How to have a positive impact and volunteer from home

    Published on September 8, 2021 by Blackstone

    Traditionally, volunteering has been associated with getting out of your home and having a positive impact on your local community. But technology means it’s ...


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  • Equity release: As house prices soar, here’s what you need to consider first

    Published on September 8, 2021 by Blackstone

    House prices have soared. Your home could be one of your largest assets, but the wealth is largely inaccessible. With prices rising, it’s not ...


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  • Scams rarely result in fraud convictions; most victims lose their money

    Published on September 8, 2021 by Blackstone

    While protection for scam victims is improving, the startling truth is that most scammers are not caught, and victims lose their money. It can have ...


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  • Good Money Week: The beginner’s guide to “ethical” money

    Published on September 8, 2021 by Blackstone

    Have you ever thought about the impact your money has? You may have considered how your money is invested, but how about where your money ...


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  • 83% of parents are saving for their children in cash, but it might not be a good idea

    Published on September 8, 2021 by Blackstone

    The Independent reports that 76% of parents and guardians in the UK are saving money for their children under the age of 18. Helping your child step ...


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  • Why switching to a sustainable pension is the best thing you can do to tackle climate change

    Published on September 8, 2021 by Blackstone

    From ditching the car to recycling your waste, you probably take a range of steps to help protect the environment and our planet. As the ...


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  • Guide: The guide to later-life planning and care

    Published on August 16, 2021 by Blackstone

    When you think about your future, how far ahead do you plan? Perhaps you’ve thought about what your life will look like in 10 years, ...


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  • Team update: Meet the newest addition of our team

    Published on August 16, 2021 by Blackstone

    This month we’re wishing a huge congratulations to Georgia and her husband James. As you may remember, Georgia is on maternity leave and welcomed ...


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  • 10 fantastic books to read with children this Read a Book Day

    Published on August 3, 2021 by Blackstone

    Read a Book Day on 6 September offers the perfect opportunity to curl up with a book and escape, whether with a comforting favourite or a ...


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  • The history of vaccines: from smallpox to Covid-19

    Published on August 3, 2021 by Blackstone

    The Covid-19 vaccine is something we’ve heard a lot about in the last year. As of July 2021, 54% of the UK population has been fully ...


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  • Cryptoasset ownership is rising, but is it an opportunity or risk?

    Published on August 3, 2021 by Blackstone

    Ownership of cryptoassets is rising among UK investors and, while still relatively new, they are growing in popularity. But before you purchase crypto, it’s ...


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  • Cashflow modelling: How it can give you confidence in your choices

    Published on August 3, 2021 by Blackstone

    When you’re making financial decisions, one of the challenges is understanding the impact that it could have on your long-term finances. Not understanding the ...


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  • Why rising house prices could mean you need to reconsider your Inheritance Tax plan

    Published on August 3, 2021 by Blackstone

    House prices have reached record highs this year. While you may be pleased the value of your home is increasing, it may also mean you ...


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  • What is pension tax relief? How it can help you reach retirement goals

    Published on August 3, 2021 by Blackstone

    There are many excellent reasons to save into a pension. One of them is the tax relief you benefit from, but many pension savers are ...


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  • 7 apps to give your brain a workout

    Published on July 12, 2021 by Blackstone

    If someone mentions getting into shape, you probably think of exercising, getting outdoors and eating better. But a mental workout is just as important for ...


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  • Everything you need to know about financially supporting children through university

    Published on July 12, 2021 by Blackstone

    It’s that time of the year when thousands of teenagers across the country are waiting to find out if they’ve been accepted to ...


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  • ESG investing: The impact climate change could have on your investments

    Published on July 8, 2021 by Blackstone

    Last month, leaders of the G7 nations gathered in Cornwall for a summit. Unsurprisingly, the pandemic was top of the agenda, but climate change also ...


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  • Are Premium Bonds and other prize draws a good option for your savings?

    Published on July 8, 2021 by Blackstone

    Interest rates have been below 1% for 12 years. If you’re a saver, that means you’ve likely been receiving very little interest from your savings. ...


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  • Is £26,000 the secret to a happy retirement?

    Published on July 8, 2021 by Blackstone

    How much do you need to live the retirement lifestyle you want? It’s a question that’s on the mind of many people as ...


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  • Developers snap up urban properties for retirement villages: The pros and cons of retirement property

    Published on July 8, 2021 by Blackstone

    City and town centres have been hugely impacted by the pandemic. While the number of offices may dwindle, property developers are reportedly snapping up urban ...


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  • Team News: Some valuable thinking time

    Published on June 24, 2021 by Blackstone

    In June, Gareth spent an amazing two days in Cheltenham with his Study group, sharing ideas, best practice tips and views on the changing ...


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  • Team News: Goodbye and good luck for Georgia!

    Published on June 24, 2021 by Blackstone

    No sooner has she settled in from her recent house move, Georgia (along with her bump!) is starting her maternity leave and preparing for her ...


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  • 10 of the best UK beaches to relax on this summer

    Published on June 9, 2021 by Blackstone

    You don’t have to go abroad to find beautiful scenery. If you want to relax on a beach, heading to Spain or further afield ...


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  • What you need to know if you’re a Power of Attorney

    Published on June 9, 2021 by Blackstone

    Taking on the responsibility of becoming a Power of Attorney can be daunting. If you’ve been named a Power of Attorney, whether you’re ...


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  • Scam awareness month: What you need to know to spot a pension scam

    Published on June 9, 2021 by Blackstone

    Have you ever been targeted by a scam? Fraudsters are becoming more sophisticated, and their scams can be hard to spot. This Scam Awareness Month, ...


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  • Inheritances left behind are growing – could you be affected by Inheritance Tax?

    Published on June 9, 2021 by Blackstone

    Inheritances are growing and becoming more important to household wealth, research finds. As the Inheritance Tax (IHT) thresholds are now frozen for five years, it’...


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  • How to check if you’re owed anything from the State Pension

    Published on June 9, 2021 by Blackstone

    You may have seen the recent news that thousands of people have been underpaid by the State Pension. If it’s affected you, it could ...


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  • Why adding your savings to your pension could mean your money goes further

    Published on June 9, 2021 by Blackstone

    Seven in ten (72%) UK adults have saved money due to the pandemic, but just a fraction plan to add these savings to their pension, according ...


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  • Blackstone team news: May 2021

    Published on May 20, 2021 by Blackstone

    We have more exciting team news to share with you. We’re really pleased to introduce our latest team member, Sian Lewis. Sian will be ...


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  • The summer gardening trends that could liven up your outdoor spaces

    Published on May 6, 2021 by Blackstone

    As a nation, we’ve embraced gardening over the last year. With social distancing in place, we’ve fallen in love with our outdoor spaces, ...


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  • World Environment Day: Why restoring ecosystems is important

    Published on May 6, 2021 by Blackstone

    Since 1974, World Environment Day has been celebrated annually on 5 June. It aims to engage governments, businesses, and people to address pressing environmental issues. This year, ...


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  • Why you need to review your will if you’re gifting to loved ones now

    Published on May 6, 2021 by Blackstone

    Are you thinking about gifting during your lifetime? Traditionally, you’d pass on wealth to family and friends through an inheritance, but many people are ...


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  • Money mindset: Shaking up how you think about finances could boost wellbeing

    Published on May 6, 2021 by Blackstone

    Money has a huge impact on our wellbeing. Whether we have “enough” is often the focus when facing money challenges, but a new report suggests ...


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  • Carers Week: The financial impact of caring for a loved one

    Published on May 6, 2021 by Blackstone

    Across the UK, 6.5 million people provide informal care for a family member or friend. This care is hugely important for ensuring vulnerable people receive the ...


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  • How inflation can reduce your pension and what you can do about it

    Published on May 6, 2021 by Blackstone

    When you think of risks to your retirement, do you include inflation? It can have a huge impact on your income throughout retirement. Yet, it’...


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  • How to take a “holiday” in your own home

    Published on April 13, 2021 by Blackstone Partners

    After a difficult year, many people have been looking forward to getting away somewhere new to relax. But with holiday destinations facing Covid-19 challenges and ...


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  • 10 ways to keep your daily walk fresh during National Walking Month

    Published on April 13, 2021 by Blackstone Partners

    Going out for a daily walk has become an essential part of routines over the last year. It’s helped families keep active and improve ...


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  • Covid-19 impacts pension ESG concerns as disease and pandemic risk become key topics

    Published on April 13, 2021 by Blackstone Partners

    More consumers want to understand how their pension is invested and to consider ESG (environmental, social, and governance) factors in their investments. So, perhaps unsurprisingly ...


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  • What does “rebalancing” your portfolio mean and why is it important?

    Published on April 13, 2021 by Blackstone Partners

    When discussing investments or reading the news, you may have heard the phrase “rebalancing”. It’s an important part of making sure your portfolio continues ...


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  • 3 reasons to make social care part of your retirement plan

    Published on April 13, 2021 by Blackstone Partners

    The cost of funding care and delivering support to the elderly has become a national priority. However, research suggests it’s still not something individuals ...


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  • How the tax freezes announced in the Budget could leave you worse off

    Published on April 13, 2021 by Blackstone Partners

    In March, chancellor Rishi Sunak delivered his second Budget. After a lot of speculation that taxes would rise to pay for the cost of Covid-19, ...


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  • Blackstone team news: March 2021

    Published on March 26, 2021 by Blackstone

    As spring starts, we have some exciting team news to share with you. Georgia, who many of you will know as our client service manager, ...


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  • The future of the high street: How will Covid-19 affect town and city centres?

    Published on March 18, 2021 by Blackstone

    We all know that Covid-19 has affected the high street. Lockdown and social distancing restrictions have made the last year an extremely difficult environment for ...


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  • 7 powerful investment lessons from Warren Buffett

    Published on March 18, 2021 by Blackstone

    The pandemic has led to more people taking control of their finances and investing. If you’re looking for some investing tips, the following pearls ...


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  • The history of investing: What the past can teach us about market cycles

    Published on March 18, 2021 by Blackstone

    2020 was an eventful year. The pandemic and subsequent lockdowns around the world had a huge impact on life, which inevitably affected stock markets and investment ...


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  • Can money buy happiness? It’s the freedom to reach goals that adds value to your life

    Published on March 18, 2021 by Blackstone

    Is the common saying “money can’t buy happiness” true? Research suggests that it isn’t, and that the opportunities financial security brings can deliver ...


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  • 8 pension mistakes that could affect your retirement

    Published on March 18, 2021 by Blackstone

    Saving for retirement should be part of your financial plan and can help you secure the lifestyle you’re looking forward to. But watch out ...


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  • Remain alert when accessing your pension, over £30m has been lost to fraud in 3 years

    Published on March 18, 2021 by Blackstone

    It’s been six years since Pension Freedoms were introduced. They gave retirees more choice in how they accessed their pension, and increased the need ...


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  • Budget 2021 – The winners and losers

    Published on March 3, 2021 by Blackstone

    A year ago, Rishi Sunak delivered his first Budget just as the pandemic began to take hold. While his £30 billion package sounded significant, it’s ...


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  • Your 2021 Budget summary

    Published on March 3, 2021 by Blackstone

    On Wednesday 3 March, Rishi Sunak delivered his second Budget as chancellor. The Budget outlines the state of the economy and the government’s spending plans. ...


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  • Who-dunnit? Our virtual murder mystery evening

    Published on February 26, 2021 by Blackstone

    This month the Blackstone team dusted down their old outfits for a 1980s themed murder mystery evening on Zoom, which was superbly organised by Simon (...


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  • International Day of Happiness: 5 reasons to be optimistic

    Published on February 15, 2021 by Blackstone

    Saturday 20 March is the International Day of Happiness. After the challenges of 2020, we could all use something to make us feel a little more cheerful. ...


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  • 2 top reasons why you shouldn’t just follow exciting investment fads

    Published on February 15, 2021 by Blackstone

    How many times have you heard or read about a particular stock that you should invest in? It can be tempting to follow exciting investment ...


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  • Capital Gains Tax review: 2 things that could change

    Published on February 15, 2021 by Blackstone

    The Office of Tax Simplification (OTS) is reviewing Capital Gains Tax (CGT) after being ordered to by chancellor Rishi Sunak. Changes that are made following ...


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  • How the Financial Services Compensation Scheme protects you

    Published on February 15, 2021 by Blackstone

    Following a year of uncertainty, you may be worried about your finances. Covid-19 has had an impact in many ways, from reducing income to affecting ...


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  • Have a promising child? Here is how to build a really robust education fund

    Published on February 15, 2021 by Blackstone

    The cost of education can be expensive and if you have a child, it’s natural to want to give them opportunities to thrive, whether ...


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  • 6 tax allowances to use before 5 April 2021 to boost your finances

    Published on February 15, 2021 by Blackstone

    The current 2020/21 tax year will end on 5 April 2021. As a new year starts, many allowances reset. For some, it will be your last opportunity to ...


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  • Team update: A virtual party to end the year

    Published on January 25, 2021 by Blackstone

    At the end of a year, we’d normally celebrated the festive period with a Blackstone team party, thanking the team for all their hard ...


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  • The 2020/21 end of the tax year guide

    Published on January 19, 2021 by Blackstone

    The current tax year will end on 5 April 2021, a date when many allowances and tax breaks will reset. In some cases, it will be your ...


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  • Is health insurance something you should consider?

    Published on January 11, 2021 by Blackstone

    As the NHS continues to battle the challenges of Covid-19, you may be considering taking out health insurance. The pandemic means many people are facing ...


    View more

  • £1.9 billion gifted to younger generations during the pandemic

    Published on January 11, 2021 by Blackstone

    The pandemic and restrictions have meant many families are struggling financially or feel insecure. Research suggests that younger generations have been turning to parents and ...


    View more

  • Are Premium Bonds a good place for your savings?

    Published on January 11, 2021 by Blackstone

    With interest rates low and investment markets experiencing volatility throughout 2020, you may be looking for an alternative place to put your money. Premium Bonds are ...


    View more

  • Have you prepared emotionally for retirement?

    Published on January 11, 2021 by Blackstone

    Have you started preparing for retirement yet? If you’re nearing this milestone you may have contemplated whether your pension will be enough and how ...


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  • Beware of pension trap when accessing your pension before retirement

    Published on January 11, 2021 by Blackstone

    For most people, their pension becomes available at the age of 55, rising to 57 in 2028, even if they plan to work past this point. It means ...


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  • Pension gap: How can women improve their security in retirement?

    Published on January 11, 2021 by Blackstone

    We hear a lot about the gender pay gap, but one area that’s often overlooked is the knock-on effect this has for retirement savings. ...


    View more

  • Travel trends for 2021

    Published on December 8, 2020 by Blackstone Partners

    This year has meant cancellations and a need to rearrange travel plans thanks to Covid-19. Now, as vaccines have been unveiled, you may be thinking ...


    View more

  • How to beat the Stamp Duty holiday deadline

    Published on December 8, 2020 by Blackstone Partners

    Since its introduction in July 2020, the Stamp Duty holiday has helped homebuyers save thousands of pounds on property purchases. If you complete a purchase on ...


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  • What has 2020 taught us about investing?

    Published on December 8, 2020 by Blackstone Partners

    2020 has been an eventful year for investment markets. Impacted by the Covid-19 pandemic and government responses to this, there have been many valuable investment lessons ...


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  • How to spot a scam as the number of warnings rise

    Published on December 8, 2020 by Blackstone Partners

    Spotting and avoiding financial scams feature in the news a lot. But as scammers become more sophisticated, the number of victims continues to rise. While ...


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  • Why life expectancy matters when planning your retirement

    Published on December 8, 2020 by Blackstone Partners

    When you’re looking forward to retirement, working out your life expectancy may not be something that’s on your mind. Instead, you’re likely ...


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  • New year’s resolutions to improve your finances

    Published on December 8, 2020 by Blackstone Partners

    The start of a new year is the perfect time to get your finances in order. A few simple changes could improve your finances in 2021 ...


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  • Your 2020 Spending Review summary

    Published on November 25, 2020 by Blackstone Partners

    Chancellor Rishi Sunak has unveiled the government’s spending plans for the coming year in his Spending Review given on Wednesday 25 November. A Spending Review ...


    View more

  • How to boost your mood as the nights draw in

    Published on November 6, 2020 by Blackstone

    The nights are drawing in and it can affect our mood. If you’re suffering from the winter blues, there are some things you can ...


    View more

  • 7 outdoor museums and galleries to explore

    Published on November 6, 2020 by Blackstone

    Social distancing restrictions are set to be in place throughout autumn and winter, but that doesn’t mean you have to miss out on trips ...


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  • 7 ways you can support charities to mark International Volunteer Day

    Published on November 6, 2020 by Blackstone

    The season for giving is here and there’s more than one way you can help communities and tackle wider issues. The 5th December marks ...


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  • Revealed: the wellbeing and emotional impact of financial advice

    Published on November 6, 2020 by Blackstone

    It should come as no surprise that we believe financial advice adds real value to the lives of our clients. While the financial benefits of ...


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  • Talk Money Week: The benefit of family financial planning

    Published on November 6, 2020 by Blackstone

    Each November, Talk Money Week takes place. It aims to get the nation talking about managing money, from discussing pocket money with children to chatting ...


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  • Underestimating the amount you need in retirement: How a mid-life check can help

    Published on November 6, 2020 by Blackstone

    Do you know how much you need to save into your pension for the retirement you want? Millions of pension savers are underestimating how much ...


    View more

  • Guide to ESG investing

    Published on October 20, 2020 by Blackstone

    Taking ESG (environmental, social and governance) factors into consideration is a growing trend among investors. But what does it mean and why would you look ...


    View more

  • Team update: Heading to university and honeymoons

    Published on October 16, 2020 by Blackstone

    The last few weeks have been busy for the Blackstone team. Despite social distancing, universities have reopened to students across the UK, with thousands of ...


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  • Understanding financial bias: 7 ways it could be affecting you

    Published on October 6, 2020 by Blackstone

    Over the last couple of months, we’ve been looking at what financial bias is and where it can come from. This month, we explore ...


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  • 7 signs your work-life balance could benefit from an adjustment

    Published on October 6, 2020 by Blackstone

    Earlier this month marked National Work Life Week, which aims to encourage both employers and employees to focus on wellbeing and striking the right balance ...


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  • Classic films to enjoy this autumn

    Published on October 6, 2020 by Blackstone

    The nights are drawing in and ongoing Covid-19 restrictions mean we’re going to be spending more time indoors than usual this autumn and winter. ...


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  • Good Money Week: ESG and investment sustainability

    Published on October 6, 2020 by Blackstone

    Do you consider sustainability when making financial decisions? With Good Money Week starting on the 24th October, which aims to encourage people to think about ...


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  • 7 scary pension mistakes to avoid this Halloween

    Published on October 6, 2020 by Blackstone

    The nights are drawing in and Halloween is around the corner. But while you might get spooked watching a horror film this season, pension mistakes ...


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  • Pension age rises to 57: What does it mean?

    Published on October 6, 2020 by Blackstone

    From 2028, you won’t be able to access your Personal Pension until the age of 57. The government’s decision could affect your retirement plans and ...


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  • Chancellor announces new Covid-19 economic support – everything you need to know

    Published on September 24, 2020 by Blackstone

    Back in July, Chancellor Rishi Sunak announced a second range of measures designed to protect the economy through the Covid-19 pandemic. His next update was ...


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  • Understanding financial bias: Where does it come from?

    Published on September 7, 2020 by Blackstone

    Last month, we looked at what financial bias is, but what is it that influences our decisions? Where do these biases come from? There are ...


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  • 7 European destinations to plan a trip to in 2021

    Published on September 7, 2020 by Blackstone

    The traditional summer holiday may have been cancelled for millions this year due to Covid-19 travel restrictions. If your plans have been put on hold, ...


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  • Top 7 retirement hotspots to consider

    Published on September 7, 2020 by Blackstone

    Are you thinking about relocating in retirement? Every year, thousands of over-65s decide to move to a new location to enjoy their retirement. Data ...


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  • Giving to charity: How it can be tax-efficient too

    Published on September 7, 2020 by Blackstone

    Supporting worthy causes is often something people want to include in their financial plan, whether through regular donations or a charitable legacy in their will. ...


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  • Does market volatility affect your pension choices?

    Published on September 7, 2020 by Blackstone

    If you’re retiring this year, you may be worried about what the market volatility caused by Covid-19 means for your options. The good news ...


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  • UK’s biggest pension fund divests from fossil fuels, what does it mean?

    Published on September 7, 2020 by Blackstone

    The UK’s biggest pension fund, Nest, is beginning the process of divesting its huge portfolio from fossil fuels. But what does that mean and ...


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  • What to do if you have multiple small pension pots

    Published on September 7, 2020 by Blackstone

    Throughout your career, you’ve probably contributed to a few pensions. It can be easy to lose track of them, so you may have considered ...


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  • Blackstone team news: There’s a wedding around the corner

    Published on August 21, 2020 by Blackstone

    We’re thrilled to be congratulating Georgia on her upcoming wedding this month. She’ll be heading down the aisle to marry James in Cardiff ...


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  • Understanding financial bias: What is it?

    Published on August 10, 2020 by Blackstone

    We all know what bias is and it’s something you may consider when making decisions in your day-to-day life but it’s also something ...


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  • The benefits of a daily walk

    Published on August 10, 2020 by Blackstone

    When the lockdown started, going out once a day to exercise became one of the things we all looked forward to. Now, as things get ...


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  • What happens if you don’t have a Power of Attorney in place?

    Published on August 10, 2020 by Blackstone

    A Power of Attorney is just as an important part of estate planning as writing a will. Yet, it’s something that many people overlook, ...


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  • Covid-19 spurs over-60s to consider later-life care

    Published on August 10, 2020 by Blackstone

    The Covid-19 pandemic has meant we’ve evaluated many areas of our lives and priorities. One area that’s now being reconsidered by the over-60...


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  • Retirement planning as a couple: Balancing different goals

    Published on August 10, 2020 by Blackstone

    Planning for retirement should be an exciting time in your life. You’re able to give up work and focus on the things you enjoy. ...


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  • 12 key points to consider before you start investing

    Published on July 20, 2020 by Blackstone Partners

    Investing is a crucial part of a financial plan for many people. If you’re considering investing, whether for the first time or expanding your ...


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  • Your Summer Statement 2020 summary

    Published on July 8, 2020 by Blackstone

    Just a few months after delivering his first Budget as Chancellor, Rishi Sunak delivered a Summer Statement, dubbed a ‘mini-Budget’ on Wednesday 8th July 2020. Back ...


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  • Booking a holiday for 2020: What you should keep in mind

    Published on July 6, 2020 by Blackstone Partners

    After Covid-19 forced millions of families to cancel holiday plans in spring and early summer, heading abroad is now an option again. However, strict measures ...


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  • Scammers target pension savers trying to gain early access

    Published on July 6, 2020 by Blackstone Partners

    Do you know when you can access your pension? Research has found that the number of people trying to access their pension early is on ...


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  • Has Covid-19 affected your retirement plans?

    Published on July 6, 2020 by Blackstone Partners

    The impact of Covid-19 has affected savings and investments, something that can be a particular concern for those nearing retirement. If your finances have been ...


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  • Planning for a 100-year life

    Published on July 6, 2020 by Blackstone Partners

    When you think about your lifestyle goals and financial plan, how far ahead do you look? It wasn’t so long ago that planning to ...


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  • What would negative interest rates mean?

    Published on July 6, 2020 by Blackstone Partners

    With interest rates at an all-time low and the economy facing uncertainty, you may have read headlines about whether negative interest rates are the next ...


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  • Your complete guide to the State Pension

    Published on May 28, 2020 by Blackstone Partners

    The State Pension is an essential part of retirement planning and provides a foundation to build on. Whilst the basics are simple, it can be ...


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  • Everything the Bank of Mum and Dad should know before lending

    Published on April 9, 2020 by Blackstone Partners

    Rising house prices and the difficulty in saving a deposit are a challenge for many home buyers. So, it's perhaps no surprise that more and ...


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  • Coronavirus, life insurance and Critical Illness cover: what will and won’t pay out?

    Published on April 9, 2020 by Blackstone

    With more than two million confirmed cases of coronavirus worldwide and fears that up 80% of the UK population will fall ill as a result of ...


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  • How to keep yourself safe from scams during the coronavirus pandemic

    Published on April 9, 2020 by Blackstone

    One of the more unwanted consequences of the recent coronavirus pandemic has been a reported rise in the number of scams. Fraudsters are taking advantage ...


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  • World Book Night celebrates its tenth anniversary this year. Read our top 10 books from 10 years

    Published on April 9, 2020 by Blackstone

    World Book Night – a national celebration of the joy of books and reading – turns ten this year. On the night of 23 April, tens of thousands ...


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  • Bank of England interest rate cut: What does it mean for finances?

    Published on April 9, 2020 by Blackstone

    Over the last few months, speculation that the Bank of England would increase its base interest rate has been mounting. However, the impact of Covid-19 ...


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  • What does coronavirus mean for my pension and retirement?

    Published on April 9, 2020 by Blackstone

    As the coronavirus pandemic continues to dominate world headlines, here’s what it might mean for your pension and retirement plans. The pandemic has created ...


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  • Support for the self-employed during the coronavirus pandemic

    Published on March 27, 2020 by Blackstone

    While the coronavirus pandemic has affected the health of hundreds of thousands of people worldwide, it has also had a devastating effect on small and ...


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  • Budget 2020 – Winners and losers

    Published on March 11, 2020 by Blackstone

    This afternoon, Rishi Sunak has delivered the first Budget of the new Conservative government. With a large majority behind him, the theme of the Chancellor’...


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  • Your 2020 Budget summary

    Published on March 11, 2020 by Blackstone

    After delays and the appointment of Rishi Sunak as Chancellor just weeks ago following the resignation of Sajid Javid, the Budget was finally delivered this ...


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  • Team news: Finishing 2019 with a bang

    Published on January 20, 2020 by Blackstone Partners

    As the festive period got underway last month, we headed out on our Christmas party, as we’re sure many of you did too. After ...


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  • The travel destinations to add to your bucket list this year

    Published on January 20, 2020 by Blackstone Partners

    If you’re trying to get over the winter blues, planning your next holiday can be the perfect way to escape. Whether you’re looking ...


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  • Bank of Mum and Dad: How to understand the long-term impact

    Published on January 20, 2020 by Blackstone Partners

    Are you planning to give children and grandchildren a helping hand to get on the property ladder this year? If so, you’re not alone. ...


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  • Decade of low interest rates: How has it affected your savings?

    Published on January 20, 2020 by Blackstone Partners

    As we enter a new decade, you may be looking back on the last ten years. Hopefully, you’ve reached a few goals and taken ...


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  • DIY money management could cost you in the long run

    Published on January 20, 2020 by Blackstone Partners

    Whilst it can be tempting to save and manage money by taking a DIY approach to finances, it could end up costing you money. Research ...


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  • How will your State Pension change in 2020/21?

    Published on January 20, 2020 by Blackstone Partners

    If you’re claiming the State Pension, the good news is that it’ll increase in the new tax year. It could mean you have ...


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  • How do UK pensions compare to the rest of the world?

    Published on January 20, 2020 by Blackstone Partners

    Pensions are a crucial part of planning for retirement. But how do pensions in the UK compare to the rest of the world and how ...


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  • Team news: Shaking up our 10th anniversary with cocktails

    Published on October 23, 2019 by Blackstone Partners

    As some of you may know, we’re nearing the 10th anniversary of Blackstone Partners. It’s been an incredible decade with many milestones thanks ...


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  • How to create your bucket list

    Published on October 21, 2019 by Blackstone Partners

    A bucket list should be personal, fun and help you accomplish the things you want in life. We often talk about things that are on ...


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  • Why are retirees shunning downsizing?

    Published on October 21, 2019 by Blackstone Partners

    Figures suggest retirees are shunning downsizing. Moving to a cheaper home used to be a common way to unlock wealth tied up in property to ...


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  • How financial planning goes beyond simple calculations

    Published on October 21, 2019 by Blackstone Partners

    When you first think of seeking financial advice, it might be the calculations that you focus on. The figures are an important part of understanding ...


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  • Banks scams: Protecting your money

    Published on October 21, 2019 by Blackstone Partners

    Banks scams are on the rise and becoming more sophisticated. Every year, thousands of people are duped into authorising payments to fraudsters that they may ...


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  • Ethical investing on the rise: 3 investment strategies to consider

    Published on October 21, 2019 by Blackstone Partners

    The amount of assets that are invested whilst considering the impact it will have has increased. More investors than ever before are taking ESG (environmental, ...


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  • 7 things to review when looking at your pension

    Published on October 21, 2019 by Blackstone Partners

    Research suggests thousands could be missing out on investment returns in their pension because they haven’t updated their retirement age. Remaining engaged with your ...


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get In Touch

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